Disclosures
Last updated: [EFFECTIVE DATE]
✓ Front Porch Money is free general education. It is not personal financial, investment, tax, legal, insurance or Medicare advice.
✓ Advertisers and partners pay us. Paid spots are labeled, and some links pay us if you use them.
✓ We're not affiliated with or endorsed by the Social Security Administration, Medicare or any government agency.
Front Porch Money is free because advertisers and partners pay us. Here's how.
Sponsored spots. Paid placements in our emails and on our website are labeled Sponsored.
Partner links. Some links go to companies that pay us when you click, sign up, request information, open an account or buy.
Offers after you sign up. Right after you join, we may show optional offers, like other newsletters or free guides. Each partner is named and has its own unchecked box or button. If you choose an offer, we share your email, and anything else that offer asks for, with that partner only. The partner may pay us.
Newsletter recommendations. We may recommend other newsletters. Some pay us when you subscribe through our recommendation.
We may be paid even if you don't buy anything, for example when you ask a partner for information. A partner's payment never changes the facts we report.
Front Porch Money is general education for a general audience. Nothing we publish is personal financial, investment, tax, legal, insurance or Medicare advice. Nothing we publish is a recommendation to buy or sell anything.
We don't know your situation. Before you act, check the details with a qualified professional, the official source or the company involved.
Numbers change. Rates, premiums and rules can change after we publish. Past results don't guarantee future results.
We're a publisher. [COMPANY LEGAL NAME] is not a registered investment adviser, broker-dealer, insurance agency, tax preparer, law firm or bank.
Reading our emails or website, or writing to us, doesn't make you our client. It doesn't create an adviser, fiduciary or other professional relationship.
When we answer a reader question in Ask Front Porch, the answer is general education for everyone. It isn't advice for the person who asked.
Front Porch Money is not connected with or endorsed by the U.S. government, the Social Security Administration, the Centers for Medicare & Medicaid Services or the federal Medicare program.
We don't sell Medicare plans or take enrollments. If we link to a company that does, that company is responsible for its own licensed agents and required notices.
We look for partners that fit our readers and follow our house rules.
No fear. No scare copy or doom subject lines, whether the words are ours or a partner's.
No paid stock tips. We never take money to promote a stock, a fund or a cryptocurrency.
Licensed where it counts. Partners that sell insurance, annuities, investments or Medicare plans must hold their own licenses.
Flat fees, not commissions. If a partner pays us for an insurance or annuity referral, it's a flat fee per referral, never a share of what you buy.
Clear pricing on precious metals. If we ever run a gold or silver offer, it uses copy the partner has approved, makes no scare claims, and links to the partner's pricing and markup disclosures.
Adviser referrals in writing. If we're ever paid to refer you to a financial adviser, we'll have a written agreement. We'll tell you we're paid, and about any conflicts, when we make the referral.
Your choice, every time. Every partner offer is optional and named. Its box stays unchecked until you check it. We never bundle a partner into your newsletter signup.
Partners don't decide what we write. We can turn down or remove any partner at any time.
Rate Watch shows the top rates we found when we checked. Banks and sellers can change their rates at any time.
Some Rate Watch links are partner links that may pay us. We label them.
Before you move money, confirm the current rate, the terms and how the account is protected with the bank or seller.
We work hard to get every number right. When we get one wrong, we fix it.
We correct the mistake in the next issue and say what changed. If the mistake is in an issue on our website, we fix that page too and add a note saying what we changed.
Spot an error? Reply to any of our emails, or write to [email protected]. Tell us what's wrong and where you saw it.
[COMPANY LEGAL NAME], [MAILING ADDRESS]. Email: [email protected].
See also our Privacy Policy and Terms of Use.